Archive for the 'Non Fiction' Category
Live Life More Fully
Monday, August 31st, 2009Respected worldwide as a consultant and/or advisor to groups and individuals that include the United Nations, the Dalai Lama, past presidents, and corporations, Dr. Jean Houston is herself a past president of the Association of Humanistic Psychology. Shes had the opportunity to both speak and teach at colleges all over the globe.
Personal Finance and Investing Basics and Security
Tuesday, January 6th, 2009Mika Hamilton asked: The foundations of the basics of personal finance are security stability and growth and protection as well as management. Investment growth begins with security.The subject of personal finance is very broad, but as a beginning, I would like to discuss what I consider the foundations of personal finance: Security, Stability, Growth and [...]
What It Takes for Successful Stock Investing
Monday, January 5th, 2009Lee Dobbins asked: One may not immediately be aware of it, but stock investing is a means to stable personal financial status. It is not unnatural for people at this day and age to look for opportunities to augment their income. Someone who works for a living, is more often than not unsatisfied with what [...]
How to-for Stock Investers and Beginners-the Real Truth
Monday, January 5th, 2009William Smith asked: Stock Investing For BeginnersInvesting is a touchy subject for a lot of Americans. Most of us know that we should be active in the market, but we’re intimidated by what we don’t know. The brokerage industry likes it this way.So long as we think that we’re not smart enough to engage in [...]
Are You Getting the Most Out of Your 401k?
Monday, January 5th, 2009William Smith asked: Let’s face it: Most people who are working today cannot depend on a traditional employer pension for retirement, and the future of Social Security is in doubt. Americans know this, and yet a frighteningly high percentage of us choose not to participate in our employer-sponsored savings plans, such as the 401k.Well, its [...]
A Closer Look at the Roth 401k
Monday, January 5th, 2009Joseph Kenny asked: Roth 401k is a good retirement savings option. Although it does not provide an up-front tax-deduction, the account eventually becomes tax-free, because the withdrawals taken at retirement are not subject to income tax.This tax benefit can only be provided to persons who are at least 59.5 years old, or are disabled, and [...]
One Less Furrowed Brow for 401k Plan Sponsors
Monday, January 5th, 2009Lawrence Groves asked: There was a sneak preview of the Dept of Labor’s preliminary guidance on setting up 401k default investment options. These situations occur when 401k participants fail to select an investment option for their 401k contributions or a 401k default fund is used in 401k plans with automatic enrollment features. Currently, 401k plan [...]
Should You Invest in 529 College Savings Plans?
Monday, January 5th, 2009Kip Goldhammer asked: With the growing popularity of 529 College Savings Plans, also known as Qualified Tuition Programs, many parents are asking themselves whether they should go ahead with this investment program for their kids’ college education or not. A 529 College Savings Plan is a provision in the United States of America, started in [...]
College Is Expensive — Here Are 3 Ways to Make It Work
Monday, January 5th, 2009Steve Kroening asked: Whether your children are still young or old enough to go to college, paying for school is a challenge. While the returns on an investment in education are usually huge, you don’t want to spend a fortune on college if you don’t have to. Here are a few things that might help [...]