Archive for the 'Credit' Category
Getting Credit Card Reviews
Thursday, July 29th, 2010Do you get several credit card applications in the mail each week? How do you know which one is right for your specific needs? The first step is to study credit card reviews. There is information out there on just about every company wanting your business. Comparisons are made according to interest rate, balance transfers, cash back, small business needs and student credit cards.
Vital Information About Credit Cards
Monday, July 26th, 2010Credit cards have a tendency to make us purchase things we do not even require. It is in this way that we get ourselves in difficulty with debt. They are convenient, and tempting, and we don’t need cash. What we need is more information about credit cards and debt.
Simple Ways To Improve Your Credit Score
Wednesday, July 21st, 2010Consumers are in great worries today due to bad credit scores. A bad credit score is meant simply by a poor credit rating. It has become a massive problem for consumers when it is considered with the financial downgrade of the present world. As a result, having a good credit score has always become a healthy fact in order to have a better grip in your financial situation. But, if you are currently down with a bad credit record, you don’t have to worry as answers aren’t scarce today!
Foreclosures On The Increase
Monday, July 19th, 2010Recent research by RealtyTrac Year-End 2009 Foreclosure Market Report reveals that 3,957,643 foreclosure filings were reported on 2,824,674 U.S. properties in 2009. This includes scheduled foreclosure auctions, default notices and bank repossessions.
Credit Card Guide – Information At Your Fingertips
Monday, July 19th, 2010Remember the days when you had to go to the bank, stand in long queues, and wait forever for someone, anyone, to contact you regarding your credit application. Herein, you will find some guidelines when utilizing a credit card guide for your application.
What Every Collection Agency Should Know About The CARD Act
Sunday, July 18th, 2010On February 22nd, 2010, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act took effect. The CARD Act had one major goal in mind: to try to put a leash on credit card practices and impose limits to the fees that credit card companies charge consumers. It was designed with credit card holders in mind, limiting the amount of credit made available to them in this recession “for their own good.”
Advanta Credit Card Scam
Sunday, July 18th, 2010I sit at my desk completely frustrated with Advanta. I opened up a business credit card with them 3 years ago and made a purchase of $6500 to help build my business credit for Rapid Recovery Solution, my Collection Agency. I have paid more then the minimum every month, on time. Three months ago I noticed that my interest rate seemed a little high. No where on my statement did it say the actual interest rate so I called the company. After 10 min or so I get a live rep on the line and they tell me it is 36.1%. Are they kidding, this must be a mistake. I have over a 750 score and never missed a payment. They said they sent me a notice in Aug that they are doing this due to a change in there lending methods. It turns out this is the second time this year they did this. I went from 8.99% in Jan 08 to 18.99 in Feb 08 to 36.1% in Aug 08.
Looking Into The Stock Market For Beginners
Thursday, July 1st, 2010Are you new to investing in the stock market? The number of “civilians” that have gotten involved in the stock market has increased sharply over the past few decades. So you might be asking yourself “how can I get a cut of the deal and make money investing?” There are a number of different approaches to finding companies that may be worthwhile to invest in, but two basic methods are fundamental analysis or technical analysis. Fundamental analysis involves analyzing companies by their financial statements found in SEC Filings, general economic conditions, business trends and the like.
What Does My Credit Report Mean And How Was It Calculated?
Monday, June 14th, 2010As of 2009, bankruptcy filings that were new increased by over thirty five percent in just one year. Although it may seem like a dismal sign, a good way to look at it is that all of these people are on their own paths to rebuilding their credit scores and ultimately, financial freedom. We have all seen commercials with “people just like me and you” telling us to go to whichever website and look at our credit score. We know that if the number is high, it’s a good thing. It it is low, it could mean trouble finding a loan, getting a job, or a new place to stay. But just what is a credit score?
10 Tips To Help Collect Past Due Accounts
Saturday, June 5th, 201010 Tips to help you collect debt: